ICB Bumiputera Visa Credit Card
GOLD & CLASSIC ICB BUMIPUTERA VISA
A simple credit card with a low interest fee: only 3.50 %, both for shopping and cash withdrawal. Enjoy the big benefits from a very small interest rate!
BENEFITS & ADVANTAGES
- Free Annual Fee:
- First Year Free for 1 Main Cardholder
- First Year Free for a maximum of 3 Additional Cardholders
- Cash Advance
- Cash Withdrawal through “ICB Bumiputera Call Me”
How does it work?
- Customer contacts “ICB Bumiputera Call Me” Call Center and submits detailed information about his/her ICB Bumiputera Credit Card for the transaction.
- For transfers to other banks, minimum amount transferred is Rp 100,000.00 (Fees: 3% Charge + Rp 30,000.00 Bank Transfer Fees). Transfer process takes 4 days.
- For transfers to ICB Bumiputera Bank accounts, minimum amount transferred is Rp 100,000.00 (Fees: No fees applied!). Transfer process takes 2 days.
- Cash Withdrawal through Visa Plus ATMs.
How does it work?
- First, Cardholder/Customer must obtain Credit Card PIN for the card used in the transaction.
- To obtain a Credit Card PIN, Cardholder/Customer must submit a Request for PIN through “ICB Bumiputera Call Me”. The process can take up to 7 working days.
- Minimum withdrawal amount: Rp 100,000.00
- Withdrawal Fees: 32 or minimum Rp 10,000.00
- A very competitive Interest Rate
You can enjoy a very low interest rate facility: flat rate for shopping or cash withdrawal with the ICB Bumiputera Credit Card.
SERVICE FACILITIES
- BALANCE TRANSFER
You can easily transfer due balances from your other cards (issued by other banks) to your ICB Bumiputera Visa.
How does it work?
- Contact “ICB Bumiputera Call Me” or fill in balance transfer forms.
- Please attach the following:
o 1 Photo copy of the other card whose balance you want to transfer to your ICB Bumiputera card.
o Your last printed bill/credit card statement from the other card whose balance you want to transfer to your ICB Bumiputera card.
o Administration Fees: Rp 25,000.00 per card.
o Process can take between 3 to 5 working days.
- CASH TRANSFER
Only by calling the “ICB Bumiputera Call Me” services, you can easily transfer cash funds to your desired bank account with a flexible loan period: 3, 6 and 12 months.
- NEWSLETTER (BPOST)
As our regular communication platform with our ICB Bumiputera Cardholders, every month we publish the BPOST Newsletter, containing the latest information as well as interesting offers / discounts from fashion outlets, restaurants, hotels and other various special programs along with information regarding your cards.
- SHOPPING CATALOG (BCATALOG)
Published every two months, this catalog sums up special offers from selected products available in special prices and a 0% installment rate*, whose monthly payment will be automatically debited from your ICB Bumiputera Credit Card.
How do you order? Simply place a call to “ICB Bumiputera Call Me”, our 24-hour call centre.
* Valid for certain products.
- BUMIPUTERA CREDIT PROTECTION
A protection insurance for the due balance of ICB Bumiputera Credit Card, if something should happen to the Cardholder (death accidents or other accidents causing the Cardholder to be temporarily or permanently handicapped).
Insurance fund costs: Only 0.44% from the due balance bill every month.
- 24-HOUR CALL CENTRE
Call Me at 500188!
The ICB Bumiputera Call Me 24-hour Call Centre is at your service. We are ready to help all ICB Bumiputera Cardholders in enjoying our advantaged facilities.
- ADDITIONAL CARDHOLDERS
You can easily share the facilities, services and benefits of ICB Bumiputera Visa Credit Card with your family members!
Let them become the Additional Cardholders of your ICB Bumiputera Visa Credit Card and you are free to define the credit card limit for each and every additional cardholder attached to your main card.
How do I apply for additional cardholders?
- Additional Cardholder Applicant must be aged between 17 (seventeen) and 65 (sixty five) years old. Maximum number of additional cardholders is 3 (three) for 1 (one) main card.
- Additional Cardholders would be given to family members or other parties suggested by the Main Cardholder. Limits for Additional Cards would be defined by the Main Cardholder.
- The credit limit for additional cards is included in the Main Cardholder Limit, where each transaction made with each card will decrease the collective limit.
- Transactions made by additional cards will be billed together and summed up within the credit card statement/billing statement for the Main Cardholder.
- MONTHLY STATEMENT
The billing statement will be sent to the Main Cardholder’s address every month.
- PAYMENT METHOD OF YOUR CHOICE
a. Through ICB Bumiputera Bank Teller at our Branches.
How to do it:
o Please include the Cardholder’s name, Card Number and the nominal amount to be paid.
o If you are paying for more than 1 (one) credit cards, please write down clearly the nominal sum to be paid for each credit card.
o The payment will be effective in the next 1 (one) working day.
b. Through the Otodebet Facility.
If you possess an account at our bank, ICB Bumiputera (if you do not have one, please apply first), you can pay your credit cards using our Otodebet Facility.
On the credit card payment due date, we will debit your bank account directly, as long as there is sufficient funds in your account. The payment will be effective on the next 1 (one) working day.
c. Via cheque/giro. Please attach the date of your cheque/giro, the amount to be paid, and your Credit Card number. Cheque/Giro recipient must be Bank Bumiputera Card Center, Account Number 1000-1-0000000016. Will be put into the books once the check clearing process is done and the fund transferred is effective.
d. In-transfer from other banks (LLG). Please attach the information of your Credit Card Number, Cardholder Name as written on the card and the amount to be paid. Payment must be directed to Bank Bumiputera Card Center, Account Number 1000-1-0000000016. Will be put into the books once the clearing process is done and fund transferred is effective.
e. By all ATMs within the network of ATM Bersama. Choose “Transfer” in the menu, enter Bank Bumiputera’s Bank Code 485 (four eight five) and the recipient account number: 1000-1-0000000016. Enter your Credit Card Number as the Reference. The payment will be effective in the next 2 (two) working days.
f. By all Bank Permata ATMs, with all banks’ ATM cards*.
g. By Bank BCA ATMs and Mobile Banking. The payment will be effective within 3 (three) working days. Rp 7,500 of incurred fees will be put into your ICB Bumiputera Credit Card.
h. By Bank Mandiri ATMs. The Payment will be effective within 3 (three) working days. Rp7.500 of incurrred fees will be put into your ICB Bumiputera Credit Card
i. By Bank CIMB Niaga ATMs. The Payment will be effective within 3 (three) working days. Rp5.000 of incurred fees will be put into your ICB Bumiputera Credit Card
** Choose “OTHER TRANSACTIONS”, choose “PAYMENT”, choose “CREDIT CARD”, enter YOUR CREDIT CARD NUMBER, enter AMOUNT, verify if the amount is correct, choose YOUR ACCOUNT. Will be put into the books once the clearing process is done and the transferred fund is effective.
** ATM Cards within the ATM Bersama Network & ATM PRIMA Network.
ICB BUMIPUTERA PLATINUM VISA CREDIT CARD
A simple credit card with a low interest fee: only 3.50 %, both for shopping and cash withdrawal. Enjoy the big benefits from a very small interest rate!
BENEFITS & ADVANTAGES
- Free Annual Fee:
- First Year Free for 1 Main Cardholder
- First Year Free for a maximum of 3 Additional Cardholders
- Cash Advance
- Cash Withdrawal through “ICB Bumiputera Call Me”
How does it work?
- Customer contacts “ICB Bumiputera Call Me” Call Center and submits detailed information about his/her ICB Bumiputera Credit Card for the transaction.
- For transfers to other banks, minimum amount transferred is Rp 100,000.00 (Fees: 3% Charge + Rp 30,000.00 Bank Transfer Fees). Transfer process takes 4 days.
- For transfers to ICB Bumiputera Bank accounts, minimum amount transferred is Rp 100,000.00 (Fees: No fees applied!). Transfer process takes 2 days.
- Cash Withdrawal through Visa Plus ATMs.
How does it work?
- First, Cardholder/Customer must obtain Credit Card PIN for the card used in the transaction.
- To obtain a Credit Card PIN, Cardholder/Customer must submit a Request for PIN through “ICB Bumiputera Call Me”. The process can take up to 7 working days.
- Minimum withdrawal amount: Rp 100,000.00
- Withdrawal Fees: 2% or minimum Rp 10,000.00
- A very competitive Interest Rate
You can enjoy a very low interest rate facility: flat rate for shopping or cash withdrawal with the ICB Bumiputera Credit Card.
SERVICE FACILITIES
- BALANCE TRANSFER
You can easily transfer due balances from your other cards (issued by other banks) to your ICB Bumiputera Visa.
How does it work?
- Contact “ICB Bumiputera Call Me” or fill in balance transfer forms.
- Please attach the following:
o 1 Photo copy of the other card whose balance you want to transfer to your ICB Bumiputera card.
o Your last printed bill/credit card statement from the other card whose balance you want to transfer to your ICB Bumiputera card.
o Administration Fees: Rp 25,000.00 per card.
o Process can take between 3 to 5 working days.
- CASH TRANSFER
Only by calling the “ICB Bumiputera Call Me” services, you can easily transfer cash funds to your desired bank account with a flexible loan period: 3, 6 and 12 months.
- NEWSLETTER (BPOST)
As our regular communication platform with our ICB Bumiputera Cardholders, every month we publish the BPOST Newsletter, containing the latest information as well as interesting offers / discounts from fashion outlets, restaurants, hotels and other various special programs along with information regarding your cards.
- SHOPPING CATALOG (BCATALOG)
Published every two months, this catalog sums up special offers from selected products available in special prices and a 0% installment rate*, whose monthly payment will be automatically debited from your ICB Bumiputera Credit Card.
How do you order? Simply place a call to “ICB Bumiputera Call Me”, our 24-hour call centre.
* Valid for certain products.
- FREE AIRPORT LOUNGE
FREE FACILITY for ICB Bumiputera Platinum Cardholders (valid for 1 – one – person) while waiting for your flight at the Executive Lounge of 11 (eleven) Airports in several Indonesian big cities: Jakarta, Surabaya, Medan, Semarang, Denpasar, Palembang, Pekanbaru, Makassar, Manado, Balikpapan and Batam.
- TRAVEL INSURANCE
You can book your travels more comfortably now, because for each travel ticket purchase using the ICB Bumiputera Platinum Card, you will automatically protected with our TRAVEL INSURANCE, with benefits as follow:
Travel Accident Insurance
Protection for all ICB Bumiputera Platinum Cardholder: AD&D (Accidental Death & Dismemberment) with maximum indemnity amount Rp 2,000,000,000.00 (Two billion Rupiahs).
Travel Inconvenience Insurance
- Flight Delay with maximum indemnity amount Rp 4,000,000.00 (Four million Rupiahs)
- Luggage Delay with maximum indemnity amount Rp 4,000,000.00 (Four million Rupiahs)
- Luggage Loss with maximum indemnity amount Rp 8,000,000.00 (Eight million Rupiahs)
- Travel Misconnection with maximum indemnity amount Rp 4,000,000.00 (Four million Rupiahs)
Indemnity amount and claims are regulated with the valid insurance rules.
#Claims can be done via ICB Bumiputera Call Me, at the very latest 30 Days after the occurrence of Accident or Inconvenience.
- BUMIPUTERA CREDIT PROTECTION
A protection insurance for the due balance of ICB Bumiputera Credit Card, if something should happen to the Cardholder (death accidents or other accidents causing the Cardholder to be temporarily or permanently handicapped).
Insurance fund costs: Only 0.44% from the due balance bill every month.
- 24-HOUR CALL CENTRE
Call Me at 500188!
The ICB Bumiputera Call Me 24-hour Call Centre is at your service. We are ready to help all ICB Bumiputera Cardholders in enjoying our advantaged facilities.
- ADDITIONAL CARDHOLDERS
You can easily share the facilities, services and benefits of ICB Bumiputera Visa Credit Card with your family members!
Let them become the Additional Cardholders of your ICB Bumiputera Visa Credit Card and you are free to define the credit card limit for each and every additional cardholder attached to your main card.
How do I apply for additional cardholders?
- Additional Cardholder Applicant must be aged between 17 (seventeen) and 65 (sixty five) years old. Maximum number of additional cardholders is 3 (three) for 1 (one) main card.
- Additional Cardholders would be given to family members or other parties suggested by the Main Cardholder. Limits for Additional Cards would be defined by the Main Cardholder.
- The credit limit for additional cards is included in the Main Cardholder Limit, where each transaction made with each card will decrease the collective limit.
- Transactions made by additional cards will be billed together and summed up within the credit card statement/billing statement for the Main Cardholder.
- MONTHLY STATEMENT
The billing statement will be sent to the Main Cardholder’s address every month.
- PAYMENT METHOD OF YOUR CHOICE
a. Through ICB Bumiputera Bank Teller at our Branches.
How to do it:
o Please include the Cardholder’s name, Card Number and the nominal amount to be paid.
o If you are paying for more than 1 (one) credit cards, please write down clearly the nominal sum to be paid for each credit card.
o The payment will be effective in the next 1 (one) working day.
b. Through the Otodebet Facility.
If you possess an account at our bank, ICB Bumiputera (if you do not have one, please apply first), you can pay your credit cards using our Otodebet Facility.
On the credit card payment due date, we will debit your bank account directly, as long as there is sufficient funds in your account. The payment will be effective on the next 1 (one) working day.
c. Via cheque/giro. Please attach the date of your cheque/giro, the amount to be paid, and your Credit Card number. Cheque/Giro recipient must be Bank Bumiputera Card Center, Account Number 1000-1-0000000016. Will be put into the books once the check clearing process is done and the fund transferred is effective.
d. In-transfer from other banks (LLG). Please attach the information of your Credit Card Number, Cardholder Name as written on the card and the amount to be paid. Payment must be directed to Bank Bumiputera Card Center, Account Number 1000-1-0000000016. Will be put into the books once the clearing process is done and fund transferred is effective.
e. By all ATMs within the network of ATM Bersama. Choose “Transfer” in the menu, enter Bank Bumiputera’s Bank Code 485 (four eight five) and the recipient account number: 1000-1-0000000016. Enter your Credit Card Number as the Reference. The payment will be effective in the next 2 (two) working days.
f. By all Bank Permata ATMs, with all banks’ ATM cards*.
g. By Bank BCA ATMs and Mobile Banking. The payment will be effective within 3 (three) working days. Rp 7,500 of incurred fees will be put into your ICB Bumiputera Credit Card.
h. By Bank Mandiri ATMs. The Payment will be effective within 3 (three) working days. Rp7.500 of incurred fees will be put into your ICB Bumiputera Credit Card.
i. By Bank CIMB Niaga ATMs. The Payment will be effective within 3 (three) working days. Rp5.000 of incurred fees will be put into your ICB Bumiputera Credit Card
** Choose “OTHER TRANSACTIONS”, choose “PAYMENT”, choose “CREDIT CARD”, enter YOUR CREDIT CARD NUMBER, enter AMOUNT, verify if the amount is correct, choose YOUR ACCOUNT. Will be put into the books once the clearing process is done and the transferred fund is effective.
** ATM Cards within the ATM Bersama Network & ATM PRIMA Network.
You can download the ICB Bumiputera Credit Card Application Form by clicking on the “DOWNLOAD APPLICATION” button on TOP LEFT.
After you have filled the application, please send it back to us along with a copy of your ID Card to our address:
BANK ICB BUMIPUTERA CARD CENTER
SALES SUPPORT UNIT
Menara ICB Bumiputera Lt. 6
Jl. Probolinggo No. 18
Menteng, Cikini
Jakarta Pusat
