A loan facility provided by Bank Bumiputera for its customers to materialize their dream of having motor-vehicles easily, inexpensively and fast for own-use and not for commercial purposes.

Inexpensive DP, competitive interest, 1 day approval, loan tenor up to 5 years, can be applied for 2-wheel vehicle (motor) loan, installment amount at 1/3 of income and joint income allowed, flexible in payment, and obtaining a credit card of Bank Bumiputera (terms and conditions apply)

Requirements for proposing KKB TOP 142:

* Types of vehicle financed are categorized in passenger car (sedan and non-sedan).

* Credit ceiling: Rp.50 million - Rp.300 million.

* Maximum financing at 80% of the on-the-road price for new cars and at 80% of taxation value for used cars.

* Debt service ratio at maximum 1/3 of income and joint income is allowed.

* Individual

* Resident Employee (service period of minimum 2 years or work experience in former employment of 2 years.

* Entrepreneur (minimum 2 years in progress).

* Professional (minimum 2 years in practice).

* Debtor's age is minimum 21 years old and when the loan is due, the age is maximum 55 years old; especially for entrepreneur and professional when the loan is due, the age is maximum 60 years old.

* Used car: the age of car plus the loan term shall be maximum 7 years.

INTEREST RATE:

* Annuity interest rate � in advance (effective), fixed during the loan term, the first installment is paid at the time of credit agreement.

* Annuity interest rate � in arrear (effective), fixed during the loan term.

INTEREST RATE